The Scott Family: Turning Sweat Equity into Homeownership

“Homeownership didn’t seem to be in reach without these programs. It would have taken years of saving.” – Courtney Scott

Courtney and Jairus Scott dreamed of owning a home for their growing family—but financial barriers made that dream seem out of reach. When Jairus began restoring a fixer-upper for work, he saw potential in it for their own future. With a toddler and another child on the way, they took a leap.

Through Interfaith Housing’s Individual Development Account (IDA) and first-time homebuyer programs funded by the City of Hutchinson and ARPA, the Scotts secured $17,000 in down payment assistance.

Today, they’re settled into their new home, proud of their journey and eager to inspire other young families. “It’s the beginning of our life as a family,” Jairus added. “It’s worth it.”